£10 Per Hour After Tax 2025/2026

Annual Salary at £10 per hour

Assuming a standard 37.5 hour working week, a rate of £10 per hour results in a gross annual salary of £19,500.

Math: £10 × 37.5 hours × 52 weeks = £19,500.

Tax and Deductions

At £19,500 per year, your income is above the tax-free Personal Allowance (£12,570). This means:

• Income Tax: You pay 20% on the amount above £12,570 (approx. £6,930 taxable).
• National Insurance: You will pay standard contributions on earnings above the primary threshold.

Minimum Wage Note

For the 2025/2026 tax year, the National Living Wage for adults (21+) is likely to be above £10/hr. This rate typically applies to younger workers (18-20) or apprentices. If you are over 21, check that you are being paid at least the current legal minimum.